Recreational Vehicles Insurance

The thought of taking off in a recreational vehicle has great appeal for many people. Some RV owners take short expeditions and others live full time in their RVs. Properly protecting what represents a significant financial investment can be a crucial component to enjoying the experience. RV insurance includes motorized recreational vehicles, trailers, pop-up campers and more.

All RVs must have liability insurance. Even without this moral responsibility, loan companies require coverage. Additional options include:

  • Roadside assistance
  • Emergency repairs
  • Hitch coverage
  • Full-time coverage

Roadside Help

Anything mechanical is subject to a glitch. And when it happens, it is very nice to have the ability to call for help without the anxiety of a high towing bill and service charge. Policies can cover assistance from a technician, flat-tire repair, towing or a jump.

Crisis Expense

When you are a long way from home and stranded, you can be forced to use cash reserves that were not part of your vacation plan. Some companies offer emergency expense repayment. This covers the costs of staying in a hotel, eating out and other expenses that may occur.

Hitch Coverage

A hitch, whether it is a fifth wheel or a slider assembly, is not cheap. Being able to hook your RV to your vehicle is essential. This coverage helps you to repair or replace the hitch when it is needed.

Full-time Coverage

This coverage is like homeowner’s insurance for an RV. People who live all year in the RV need this type of policy. It is normally available in a bundle, which can include your personal belongings, risk riders and RV replacement costs.

Owning an RV is an opportunity for extraordinary experiences. Recreational vehicle insurance will allow you to maximize your enjoyment, knowing that your investment is protected.