Does your auto policy follow you when you rent a car? – San Jose CA
Does your auto policy follow you if you’re going to rent a car? Yes. In most cases, most carriers, the insurance is going to follow, it’s the same that you have on your auto policy. So you’d have the liability coverage. You’d have the collision coverage with the same deductible, comprehensive with the same deductible. So it’s going to cover you. Driving a rental car in the United States, the same coverage you have on your auto policy.
What’s not covered is the amount of money that the rental agency’s entitled to while the car is in the shop being repaired. So let’s say you were paying $35 a day, and it’s going to take 10 days to repair. You’re going to pay your deductible. You’re going to pay $350 in the lost rent for the rental agency.
That’s it. Hope that helps. Your auto policy follows you when you rent a car.
Call Pinnacle One Insurance in San Jose CA at (408) 257-1234